## Review Intro ## If you read my reviews of [Housers][1] and [CrowdEstate][2] real estate crowdfunding platoforms, you know I tried to look for alternatives to Real Estate investment funds and REIT ETFs, because they usually consists of stocks of real-estate related companies and therefore their market price correlate with stock market. Because I see a risk to invest large amount of money to one Fintech company I wanted to find more of them to **diversify "real estate crowdfunding" part of my portfolio also across several platforms**. Then I came across to Rendity, Austrian project. ![enter image description here][3] ## Key characteristics ## - Types of assets - Development (Loan with fixed interest rate in real estate developer projects) - Portfolio Property (Property is bought, hold and rented for a few years, then sold) - Registration: free - Autoinvest: no - Registration Bonus: 50 € through [referral link][4] (for friends) - *Bonus can be used only for investment in Rendity, it cannot be withdrawn, only the interest it earns* - Minimum investment: 500 € (per investment opportunity) - Money deposit by - Bank transfer - [Statistics][5] ## SWOT Analysis ## ### Strengths ### - Solid developer projects ### Weaknesses ### - Relatively larger minimum investment amount (500 €) compared with competitors - Therefore more difficult do diversify across many opportunities (you have to invest at least 500 € in each) - Small group of investors and therefore fewer investment opportunities - Still relatively new Fintech ### Opportunities ### - Good feeling of being one of the first investors of growing crowdfunding platform - Real estate investments in relatively stable country - Austria ### Threats ### - Potential cyber attack on Rendity system (not sure how secure the system is) - Potential bankrupcy of the Rendity company (not sure, what would happen to the signed contracts) ## Screenshots ## Screenshot from investments overview page. ![enter image description here][6] [1]: https://crowdinvesting.freeflarum.com/d/1-review-housers-real-estate-crowdfunding-platform/3 [2]: https://crowdinvesting.freeflarum.com/d/2-review-crowdestate-estonian-real-estate-crowdfunding-platform [3]: https://rendity.com/assets/images/logo-green.png [4]: https://rendity.com/referral?u=TLgh [5]: https://rendity.com/statistics [6]: https://hgl9og.db.files.1drv.com/y4mk7KR1goM35wZnFVg2EBRZ6UwPYfPMXUIVcYzIle5dkW0qI82QeI0OnrC7QPPdqh4XSdSbjE92N8fWQMeXmdCoyur8R2ShE8L07Sr-Oc6ZEk6pGRsT2n5JmRCbp9TVg9T2AAcwf6AvNhdk8aojGw7QwHsgkOYFm1OCgfQ6txsUATLqpBE6P9ytjxl1cXheayc0snVqk3BmeVPYcArVqzlug?width=1024&height=846&cropmode=none

My current investments in Rendity: ![Rendity investments](https://wzmoiq.bn.files.1drv.com/y4mocCF6v3jCYFcJTpsB7a4Kp2GsGydrKsfTwGYf1PtRKP0pOjlvIr3KOd0cxF9cc4OeSytIqEiPWtpbG5xrWi7nIcnMx7elfaBt-oYqwzVO_MggCWDLXdN_FOvzlGZmdj4tC2f3iCszp4PLD9eEphbT3MMYABVAHE9BpfljB3iJhtJ4Iyz-utFAdrP5yduKg2wMw2IlE_5n2POu7tYT3yWBg?width=1024&height=325&cropmode=none) All interests till today were paid on time.

We are exclusive agent to direct providers of Fresh Cut BG, SBLC, MTN Bonds, Bank draft and Loans which we have specifically for lease. We do not have any broker chain in this offer or get involved in Chauffer driven offers. We deliver with time and precision as set forth in the agreement. You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A) 2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD) . 3. Issuing Bank: HSBC Bank London, Credit Suisse and Deutsche Bank Frankfurt. 4. Age: One Year, One Month 5. Leasing Price: 3% of Face Value plus 2% commission fees to brokers. 6. Delivery: Bank to Bank swift. 7. Payment: MT-103 or MT760 8. Hard Copy: Bonded Courier within 7 banking days. The Leased Instruments includes: BG’ s, Insurance Guarantees, MTN, ( SBLC) Standby Letters of Credit and Third Party Guarantees such as a standby forward commitment to purchase or a standby loan. If you are a potential Investor or Principle looking to raise capital, we will be happy to answer any questions that you have about this opportunity and to provide you with all the details regarding this services. Our BG/ SBLC Financing can help you get your project funded, loan financing, please let me know if you are interested in any of our services, by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding. BROKERS ARE WELCOME & 100% PROTECTED!!! We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct. Regards Contact: Mr Jogesh Chandra Jerath Email :jchandra.capitalfinance@gmail.com Skype :jchandra.capitalfinance@gmail.com

Review - Rendity - Austrian Real Estate Crowdfunding platform

Lukas

Review Intro

If you read my reviews of Housers and CrowdEstate real estate crowdfunding platoforms, you know I tried to look for alternatives to Real Estate investment funds and REIT ETFs, because they usually consists of stocks of real-estate related companies and therefore their market price correlate with stock market.

Because I see a risk to invest large amount of money to one Fintech company I wanted to find more of them to diversify "real estate crowdfunding" part of my portfolio also across several platforms. Then I came across to Rendity, Austrian project.

Key characteristics

Types of assets
- Development (Loan with fixed interest rate in real estate developer projects)
- Portfolio Property (Property is bought, hold and rented for a few years, then sold)
Registration: free
Autoinvest: no
Registration Bonus: 50 € through referral link (for friends)
- Bonus can be used only for investment in Rendity, it cannot be withdrawn, only the interest it earns
Minimum investment: 500 € (per investment opportunity)
Money deposit by
- Bank transfer
Statistics

SWOT Analysis

Strengths

Solid developer projects

Weaknesses

Relatively larger minimum investment amount (500 €) compared with competitors
Therefore more difficult do diversify across many opportunities (you have to invest at least 500 € in each)
Small group of investors and therefore fewer investment opportunities
Still relatively new Fintech

Opportunities

Good feeling of being one of the first investors of growing crowdfunding platform
Real estate investments in relatively stable country - Austria

Threats

Potential cyber attack on Rendity system (not sure how secure the system is)
Potential bankrupcy of the Rendity company (not sure, what would happen to the signed contracts)

Screenshots

Screenshot from investments overview page.
enter image description here

Lukas

Rendity has added new investment type "Rendity income" - real estate property rental with quarterly distribution of earned interest.

"For the use of living space or commercial space tenants usually pay a monthly amount in the form of rent. The pure rental income determines the return of a rented property in relation to the purchase price. The aim of Rendity Income is to generate stable rental income. Therefore, real estate in central locations are selected with low probability of loss of rent and long-term tenants." - Rendity Income overview page

Previously, they only provided "Development" opportunities, which are now labelled as "Rendity Growth".

anita

I found out, that rendity posts quite good informational "white papers" for each new project and for me personally, this platform is very good to learn how the real estate business works and what to be aware of, if one starts his own.
Also they decreased minimum investment amount to 500€ so it is easier to diversify your money between more projects.

Lukas

anita I totally agree anita.
For me personally are rendity, housers and crowdestate great source of experience how real estate investing works.
I know a lot of people who bought a flat with mortgage as their only asset and have problems to rent it and gain some profit eventually.
Of course when talking about big money, its probably safer to buy real estate on your own then invest everything in any crowdinvesting platform.

Lukas

My current investments in Rendity:

Rendity investments

All interests till today were paid on time.